Meridian, Mobile Identity Platform for Operators | Captila
Meridian · Mobile Identity & Open API

Authentication is no longer messaging. It’s an identity revenue engine.

Meridian is the supply-side platform that lets mobile network operators monetize every verification event, bridging the demand from financial institutions and CPaaS partners with the network data only carriers have.

The market
4× A2P SMS
projected size of the network-authentication API market, A2P reached $72.48B last year
$12.5B
consumer fraud losses reported by the FTC in 2024, up 25% year over year
$1B
estimated global SIM-swap fraud in 2023, losses only carriers can prevent

Why carriers, why now

A supply gap in a market only operators can serve.

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What you can call

One key, every operator’s identity signals, on CAMARA-standard APIs.

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Why mobile identity

A smarter way to verify, silent, network-grade, phish-resistant.

  • ·Based on SIM credential. Identity anchored in the SIM, using GSMA TS.43 and EAP-AKA authentication, virtually impossible to phish.
  • ·Independent of network technology. Works across generations and access types, future-proofed for 5G services like Quality on Demand.
  • ·Silent & secure against social engineering. Verification happens in the network background, nothing for the user to type, nothing for a scammer to intercept.
Flagship use case

Digital banking login authentication, from SMS OTP to network-verified login. The user signs in; the network confirms number, SIM state and presence silently, before the password screen finishes loading.

Business-in-a-box for operators

A distributed SaaS platform with step-by-step guidance from integration to profit.

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Where Meridian sits

The monetization layer between operator networks and the enterprises that need them.

SUPPLY
Mobile network operators

Network data and identity signals, number status, SIM state, location, KYC records.

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MERIDIAN
Unified exposure & monetization layer

CAMARA-standard APIs, partner vetting, use-case approval, pricing guidance, capacity planning, plus global API combiners (ADUNA) and channel partners.

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DEMAND
Banks, enterprises & CPaaS

Financial institutions, ASPs and developers consuming verification at scale, directly or via intermediaries.

Your network can answer questions no one else can.

Talk to us about turning verification events into a revenue stream.

Book a demo